Financial Resilience Index 2023

The Financial Resilience Index is a tracking survey of New Zealanders’ views on five key financial resilience indicators.

We started tracking the financial confidence and wellbeing of New Zealanders in March 2020, just as Covid-19 was becoming a reality, and has tracked views over the past three years.

Perhaps with a feeling of relief as the COVID-19 pandemic started to move behind us, borders opened and life started to head to some normality. However, Mother Nature struck again with severe weather affecting many New Zealanders in 2023, and with the global impact of the war in the Ukraine we have seen a cost-of-living crisis hit our shores as the OCR hit 5.25%, the highest in 14 years. This index reveals how Kiwis are faring through these tough times.